The other day, I had a call with a business owner. She told me: "I don't have enough to use a financial planner." While that statement may have been true a decade ago, the financial planning industry has evolved considerably, giving people like this a plethora of "planning-only" options or hybrid models that don't rely on having investments to manage. To all the small business owners out there: You are deserving of financial planning, and there are firms, like Bloomwood, that can serve you in a cost effective manner!